🇸🇪 SEK → 🇮🇳 INR · fee comparison

Send money from Sweden to India

On a 5,000 kr transfer, the gap between the cheapest and the most expensive option is 1,666 ₹. Every provider below is ranked by the amount that actually reaches the recipient — counting both the fee and the hidden exchange-rate markup.

Best value
Remitly
minutes (Express)
Fee9.90 kr
Rate markup0.6%
loss 0.8%
Recipient gets49,008 ₹
Wise
minutes–hours, to account
Fee36.34 kr
Rate markup0.1%
loss 0.8%
Recipient gets48,991 ₹
Paysend
minutes, to card
Fee1.50 kr
Rate markup1.2%
loss 1.2%
Recipient gets48,800 ₹
XE
1–2 days, to account
Fee25.00 kr
Rate markup0.8%
loss 1.3%
Recipient gets48,767 ₹
Western Union
minutes, cash pickup
Fee2.90 kr
Rate markup2.8%
loss 2.9%
Recipient gets47,997 ₹
Regular bank
2–5 business days
Fee25.00 kr
Rate markup3.2%
loss 3.7%
Recipient gets47,588 ₹
PayPal / Xoom
minutes
Fee25.00 kr
Rate markup3.7%
loss 4.2%
Recipient gets47,342 ₹

Updated 11 July 2026. Table calculated for 5,000 kr at the mid-market rate of 1 SEK = 9.882 INR. Rates and fees refresh automatically several times a day (sources: ECB, providers' public APIs).

Frequently asked questions

What is the cheapest way to send money from Sweden to India?

For a 5,000 kr transfer, our comparison shows Remitly delivers the most: the recipient gets 49,008 ₹. Results vary with the amount and payout method.

Why doesn't “zero fee” mean free?

Providers earn on the exchange-rate markup. A 2–4% markup never appears as a line item, which is why the honest way to compare is the final amount received.

How fast is a SEK → INR transfer?

Digital services (Wise, Paysend, Remitly) usually deliver within minutes to hours. A bank SWIFT transfer takes 2–5 business days.

Related corridors

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