🇸🇪 SEK → 🇵🇱 PLN · fee comparison
Send money from Sweden to Poland
On a 5,000 kr transfer, the gap between the cheapest and the most expensive option is 85.0 zł. Every provider below is ranked by the amount that actually reaches the recipient — counting both the fee and the hidden exchange-rate markup.
Updated 11 July 2026. Table calculated for 5,000 kr at the mid-market rate of 1 SEK = 0.3927 PLN. Rates and fees refresh automatically several times a day (sources: ECB, providers' public APIs).
Frequently asked questions
What is the cheapest way to send money from Sweden to Poland?
For a 5,000 kr transfer, our comparison shows Wise delivers the most: the recipient gets 1,948 zł. Results vary with the amount and payout method.
Why doesn't “zero fee” mean free?
Providers earn on the exchange-rate markup. A 2–4% markup never appears as a line item, which is why the honest way to compare is the final amount received.
How fast is a SEK → PLN transfer?
Digital services (Wise, Paysend, Remitly) usually deliver within minutes to hours. A bank SWIFT transfer takes 2–5 business days.