🇨🇦 CAD → 🇮🇳 INR · fee comparison

Send money from Canada to India

On a 1,500 C$ transfer, the gap between the cheapest and the most expensive option is 4,401 ₹. Every provider below is ranked by the amount that actually reaches the recipient — counting both the fee and the hidden exchange-rate markup.

Best value
Western Union
minutes, cash pickup
Fee0.00 C$
Rate markup0.5%
loss 0.5%
Recipient gets100,588 ₹
Remitly
minutes (Express)
Fee0.00 C$
Rate markup0.5%
loss 0.5%
Recipient gets100,530 ₹
Wise
minutes–hours, to account
Fee10.67 C$
Rate markup0.0%
loss 0.7%
Recipient gets100,332 ₹
PayPal / Xoom
minutes
Fee0.00 C$
Rate markup1.3%
loss 1.3%
Recipient gets99,746 ₹
XE
1–2 days, to account
Fee7.50 C$
Rate markup0.8%
loss 1.3%
Recipient gets99,742 ₹
Paysend
minutes, to card
Fee1.50 C$
Rate markup1.2%
loss 1.3%
Recipient gets99,739 ₹
Regular bank
2–5 business days
Fee25.00 C$
Rate markup3.2%
loss 4.8%
Recipient gets96,187 ₹

Updated 11 July 2026. Table calculated for 1,500 C$ at the mid-market rate of 1 CAD = 67.37 INR. Rates and fees refresh automatically several times a day (sources: ECB, providers' public APIs).

Frequently asked questions

What is the cheapest way to send money from Canada to India?

For a 1,500 C$ transfer, our comparison shows Western Union delivers the most: the recipient gets 100,588 ₹. Results vary with the amount and payout method.

Why doesn't “zero fee” mean free?

Providers earn on the exchange-rate markup. A 2–4% markup never appears as a line item, which is why the honest way to compare is the final amount received.

How fast is a CAD → INR transfer?

Digital services (Wise, Paysend, Remitly) usually deliver within minutes to hours. A bank SWIFT transfer takes 2–5 business days.

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