🇬🇧 GBP → 🇮🇳 INR · fee comparison

Send money from the UK to India

On a 1,000 £ transfer, the gap between the cheapest and the most expensive option is 6,672 ₹. Every provider below is ranked by the amount that actually reaches the recipient — counting both the fee and the hidden exchange-rate markup.

Best value
Western Union
minutes, cash pickup
Fee1.99 £
Rate markup0.2%
loss 0.4%
Recipient gets127,350 ₹
Remitly
minutes (Express)
Fee1.99 £
Rate markup0.3%
loss 0.5%
Recipient gets127,267 ₹
Wise
minutes–hours, to account
Fee5.21 £
Rate markup0.0%
loss 0.6%
Recipient gets127,145 ₹
XE
1–2 days, to account
Fee5.00 £
Rate markup0.8%
loss 1.3%
Recipient gets126,206 ₹
Paysend
minutes, to card
Fee1.50 £
Rate markup1.2%
loss 1.3%
Recipient gets126,139 ₹
PayPal / Xoom
minutes
Fee2.99 £
Rate markup4.3%
loss 4.6%
Recipient gets121,999 ₹
Regular bank
2–5 business days
Fee25.00 £
Rate markup3.2%
loss 5.6%
Recipient gets120,677 ₹

Updated 11 July 2026. Table calculated for 1,000 £ at the mid-market rate of 1 GBP = 127.86 INR. Rates and fees refresh automatically several times a day (sources: ECB, providers' public APIs).

Frequently asked questions

What is the cheapest way to send money from the UK to India?

For a 1,000 £ transfer, our comparison shows Western Union delivers the most: the recipient gets 127,350 ₹. Results vary with the amount and payout method.

Why doesn't “zero fee” mean free?

Providers earn on the exchange-rate markup. A 2–4% markup never appears as a line item, which is why the honest way to compare is the final amount received.

How fast is a GBP → INR transfer?

Digital services (Wise, Paysend, Remitly) usually deliver within minutes to hours. A bank SWIFT transfer takes 2–5 business days.

Related corridors

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