🇬🇧 GBP → 🇳🇬 NGN · fee comparison

Send money from the UK to Nigeria

On a 1,000 £ transfer, the gap between the cheapest and the most expensive option is 93,794 ₦. Every provider below is ranked by the amount that actually reaches the recipient — counting both the fee and the hidden exchange-rate markup.

Best value
Western Union
minutes, cash pickup
Fee2.99 £
Rate markup0.2%
loss 0.5%
Recipient gets1,814,838 ₦
Wise
minutes–hours, to account
Fee6.14 £
Rate markup0.0%
loss 0.6%
Recipient gets1,812,330 ₦
XE
1–2 days, to account
Fee5.00 £
Rate markup0.8%
loss 1.3%
Recipient gets1,799,893 ₦
Paysend
minutes, to card
Fee1.50 £
Rate markup1.2%
loss 1.3%
Recipient gets1,798,941 ₦
Remitly
minutes (Express)
Fee1.99 £
Rate markup1.8%
loss 2.0%
Recipient gets1,787,139 ₦
PayPal / Xoom
minutes
Fee5.00 £
Rate markup3.7%
loss 4.2%
Recipient gets1,747,275 ₦
Regular bank
2–5 business days
Fee25.00 £
Rate markup3.2%
loss 5.6%
Recipient gets1,721,044 ₦

Updated 11 July 2026. Table calculated for 1,000 £ at the mid-market rate of 1 GBP = 1,824 NGN. Rates and fees refresh automatically several times a day (sources: ECB, providers' public APIs).

Frequently asked questions

What is the cheapest way to send money from the UK to Nigeria?

For a 1,000 £ transfer, our comparison shows Western Union delivers the most: the recipient gets 1,814,838 ₦. Results vary with the amount and payout method.

Why doesn't “zero fee” mean free?

Providers earn on the exchange-rate markup. A 2–4% markup never appears as a line item, which is why the honest way to compare is the final amount received.

How fast is a GBP → NGN transfer?

Digital services (Wise, Paysend, Remitly) usually deliver within minutes to hours. A bank SWIFT transfer takes 2–5 business days.

Related corridors

🇩🇪 → 🇳🇬 Send money from Germany to Nigeria🇬🇧 → 🇮🇳 Send money from the UK to India🇬🇧 → 🇵🇰 Send money from the UK to Pakistan🇬🇧 → 🇵🇭 Send money from the UK to the Philippines🇬🇧 → 🇹🇷 Send money from the UK to Turkey🇺🇸 → 🇳🇬 Send money from the USA to Nigeria