🇬🇧 GBP → 🇵🇭 PHP · fee comparison

Send money from the UK to the Philippines

On a 1,000 £ transfer, the gap between the cheapest and the most expensive option is 3,992 ₱. Every provider below is ranked by the amount that actually reaches the recipient — counting both the fee and the hidden exchange-rate markup.

Best value
Wise
minutes–hours, to account
Fee6.66 £
Rate markup0.1%
loss 0.8%
Recipient gets81,878 ₱
Remitly
minutes (Express)
Fee0.00 £
Rate markup1.0%
loss 1.0%
Recipient gets81,720 ₱
Western Union
minutes, cash pickup
Fee1.99 £
Rate markup1.1%
loss 1.3%
Recipient gets81,481 ₱
XE
1–2 days, to account
Fee5.00 £
Rate markup0.8%
loss 1.3%
Recipient gets81,454 ₱
Paysend
minutes, to card
Fee1.50 £
Rate markup1.2%
loss 1.3%
Recipient gets81,411 ₱
PayPal / Xoom
minutes
Fee0.00 £
Rate markup2.5%
loss 2.5%
Recipient gets80,436 ₱
Regular bank
2–5 business days
Fee25.00 £
Rate markup3.2%
loss 5.6%
Recipient gets77,886 ₱

Updated 11 July 2026. Table calculated for 1,000 £ at the mid-market rate of 1 GBP = 82.52 PHP. Rates and fees refresh automatically several times a day (sources: ECB, providers' public APIs).

Frequently asked questions

What is the cheapest way to send money from the UK to the Philippines?

For a 1,000 £ transfer, our comparison shows Wise delivers the most: the recipient gets 81,878 ₱. Results vary with the amount and payout method.

Why doesn't “zero fee” mean free?

Providers earn on the exchange-rate markup. A 2–4% markup never appears as a line item, which is why the honest way to compare is the final amount received.

How fast is a GBP → PHP transfer?

Digital services (Wise, Paysend, Remitly) usually deliver within minutes to hours. A bank SWIFT transfer takes 2–5 business days.

Related corridors

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